:root{--navy:#14213d;--amber:#f0a500;--ink:#1f2933;--muted:#5f6b7a;--bg:#f7f8fa;--card:#fff;--line:#e3e7ec}
*{box-sizing:border-box}body{margin:0;font-family:-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
a{color:var(--navy)}header{background:var(--navy);color:#fff}
.nav{max-width:1040px;margin:0 auto;padding:14px 20px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.brand{font-weight:700;font-size:1.25rem;color:#fff;text-decoration:none;letter-spacing:.2px}.brand span{color:var(--amber)}
.nav a.link{color:#dfe5ee;text-decoration:none;margin-left:18px;font-size:.95rem}.nav a.link:hover{color:#fff}
.hero{background:var(--navy);color:#fff;padding:56px 20px 64px}.hero .in{max-width:1040px;margin:0 auto}
.hero h1{font-size:2.3rem;line-height:1.15;margin:0 0 14px;max-width:760px}.hero p{font-size:1.15rem;color:#dfe5ee;max-width:680px;margin:0 0 26px}
.btn{display:inline-block;padding:13px 22px;border-radius:6px;font-weight:600;text-decoration:none;border:2px solid transparent}
.btn.primary{background:var(--amber);color:#1a1a1a}.btn.primary:hover{background:#ffb520}.btn.ghost{border-color:#9fb0c7;color:#fff}.btn.ghost:hover{border-color:#fff}
.btn.dark{background:var(--navy);color:#fff}.btn.dark:hover{background:#1d2f57}
main{max-width:1040px;margin:0 auto;padding:40px 20px}
h2{font-size:1.5rem;margin:36px 0 12px}h3{margin:0 0 6px;font-size:1.08rem}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px}
.card{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:18px}.card p{margin:6px 0 0;color:var(--muted);font-size:.95rem}
.card a{text-decoration:none;font-weight:600}
.pill{display:inline-block;background:#fff4d6;color:#7a5200;border-radius:999px;padding:2px 10px;font-size:.8rem;font-weight:600;margin-right:6px}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);font-size:.95rem}th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:#eef1f5}
.cta{background:#fff;border:1px solid var(--line);border-left:5px solid var(--amber);border-radius:8px;padding:22px;margin:32px 0}
.cta h2{margin-top:0}.muted{color:var(--muted)}.small{font-size:.9rem}
footer{border-top:1px solid var(--line);color:var(--muted);font-size:.9rem;padding:28px 20px;text-align:center;margin-top:40px}
ul.clean{padding-left:20px}ul.clean li{margin:6px 0}
@media(max-width:600px){.hero h1{font-size:1.7rem}}